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2016-10

In 2008, the nation was plunged into the worst financial crisis since the Great Depression, and in response, lawmakers established the Consumer Financial Protection Bureau. Since the CFPB's creation, opponents of financial regulation have sought to weaken its ability to protect the interests of consumers through both legislation and litigation. This White Paper provides background on the CFPB and then explains why the legal arguments against its constitutionality are all without merit.